Address : 13341 W. US Hwy 290, Austin texas 78737

Terms and Conditions – Montenegro Advisors LLC

Effective Date: February 22, 2026

These Terms and Conditions (“Terms”) govern your access to and use of the website operated by Montenegro Advisors LLC (“Montenegro Advisors,” “we,” “our,” or “us”). By accessing or using this website, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree, you may not access or use this website.

1. Terms Use of Website

The content provided on this website is for general informational purposes only and does not constitute accounting, tax, legal, or financial advice. Accessing this website does not create a client–advisor relationship.

You agree to use the website only for lawful purposes and in compliance with applicable federal, state, and local laws.

2. Limited License

a. Permission is granted to temporarily download one copy of the materials (information or software) on website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

I. modify or copy the materials;

ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

iii. attempt to decompile or reverse engineer any software contained on the website;

iv. remove any copyright or other proprietary notations from the materials; or

v. transfer the materials to another person or "mirror" the materials on any other server.

b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

a. The materials on the website are provided on an 'as is' basis. We make no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

b. Further, we do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

c.All materials on this website are provided on an “as is” and “as available” basis. Montenegro Advisors LLC makes no representations or warranties, express or implied, regarding the accuracy, completeness, or reliability of the content.

Nothing on this website should be relied upon as a substitute for professional accounting, tax, or advisory services tailored to your specific circumstances.

4. Limitations

To the fullest extent permitted by law, Montenegro Advisors LLC and its owners, employees, contractors, and service providers shall not be liable for any direct, indirect, incidental, consequential, or special damages, including but not limited to loss of profits, data, or business interruption, arising out of or related to your use or inability to use the website.

Some jurisdictions do not allow certain limitations of liability, so portions of this section may not apply to you.

5. Accuracy of materials

The materials appearing on this website may include technical, typographical, or factual errors. Montenegro Advisors LLC does not warrant that any content is accurate, complete, or current and may update or modify website content at any time without notice.

We do not commit to updating materials on a continuous basis.

6.Third-Party Links

This website may contain links to third-party websites. Montenegro Advisors LLC does not control and is not responsible for the content, privacy practices, or accuracy of any external websites. Access to such sites is at your own risk.

The inclusion of any link does not imply endorsement.

7.Modifications to Terms

We reserve the right to revise these Terms at any time without prior notice. By continuing to use the website after changes are posted, you agree to be bound by the then-current version of these Terms.

8. Links

We have not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by us of the site. Use of any such linked website is at the user's own risk.

9. Refund policy

Fees for professional services are governed by written engagement letters or service agreements.
Refunds, if any, are determined solely in accordance with the applicable agreement.

Website access, informational materials, or completed professional services are generally non-refundable, unless expressly stated in writing.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to conflict-of-law principles. You agree to submit to the exclusive jurisdiction of state or federal courts located in Texas.